Goal planner

Plan for what matters

A goal priced today costs more by the time you reach it. Plan for the future price, not today's. Pakistan's prices rose 9.5% a year on average from 2010 to 2025.

What are you saving for?

What it costs today (Rs)

In how many years

Already saved (Rs)

Return you expect, % a year

Inflation, % a year

Inflation defaults to Pakistan’s average from 2010 to 2025 (PBS consumer price index via IMF). For the return, use what you actually expect after tax and fees, not the best year you remember.

Hajj

Rs 20,562

a month, for 5 years

Hajj costs Rs 10 lakh today. At 9.5% inflation it will cost about Rs 15.7 lakh in 5 years. Set aside Rs 20,562 a month at 10% a year and you get there.

You put in: Rs 12.3 lakh
Already saved, grown: Rs 0
Returns do the rest: Rs 3.4 lakh

Monthly amounts assume you save at the end of each month and the return compounds monthly. Education, not advice.